UAB "JBG logistic"

B
FinoMark
B1
GOscore

100% financed

120 000.00 € financed / 120 000.00 €
Financed within 18 h 28 min
Loan amount
120 000.00 €
Interest
11 %
Credit term
36 mo.
Average monthly payment*
4 087.96 €
Purpose
For working capital
Interest's paid
Monthly
LTV
91.12%

Collaterals

1 personal guarantee(s)
3 Mortgage (-s) of an individual's real estate
Primary mortgage

UAB "JBG logistic" is a transport and logistics company engaged in bulk cargo transportation within Lithuania and on international routes. The company specializes in transporting agricultural products (grains) and construction materials (sand, gravel, crushed stone) – segments where demand is steady and less sensitive to economic fluctuations.

The company operates using its own vehicle fleet (dump trucks and tipper semi-trailers), which allows full control over the operational process – from route planning to cost management. This model ensures greater efficiency, higher margins, and lower dependence on third parties.

The company works with business clients – farmers, agricultural companies, construction, and infrastructure projects. A large part of the orders are recurring, especially seasonally (harvest period, active construction season), making revenue streams predictable.

The income generation model is clear and directly linked to the volume of trips performed – as vehicle utilization increases, so do revenues proportionally. The company focuses on efficient use of transport, optimal route planning, and maintaining long-term relationships with clients.

Additionally, investor risk is reduced by applied security measures – the loan is secured by a personal guarantee and real estate collateral. For loan security, three plots of agricultural land are pledged, with a total average market value of EUR 131,700 according to the Registry Center data.

The main aspects of the company's strengths:

  • activity focused on basic sectors (agriculture and construction), which generate stable demand
  • own fleet allows control over costs and quality of services
  • recurring orders ensure revenue continuity
  • a clear and easily scalable business model by increasing the number of trips
  • additional collateral (liquid real estate and guarantee) lowers investor risk

Project description

UAB "JBG logistic" seeks to attract additional funding to supplement its working capital, which is necessary for increasing transportation volumes and ensuring smooth operational financing during the growth phase.

The loan funds will be used to finance essential operational expenses – fuel, transportation maintenance costs (repairs, technical maintenance, insurance), and daily fleet support. These expenses constitute the largest share of operational costs and have a direct impact on the number of trips that can be carried out.

Additional working capital will allow the company to:

  • increase vehicle utilization and the number of trips without operational restrictions
  • promptly execute larger-volume orders
  • ensure uninterrupted operations during seasonal peaks (harvest and construction seasons)
  • efficiently manage payment cycles when clients pay with delays
  • capitalize on short-term market opportunities (additional orders, higher rates)

In this sector, business growth is directly related to the amount of available working capital – with sufficient funding, the company can carry out more trips and thus generate higher revenues.

The funding is not intended for experimental or new activities – it is directed at expanding already operating and revenue-generating business, so the use of funds is clear, and returns are directly tied to operational activities.

Purpose of raising funds

For working capital

Important information

Please note that FinoMark employees and/or related parties have also invested in this project. FinoMark ensures that the investments made by such persons are carried out under the same conditions as those applicable to other investors and that no preferential terms or privileged access to information are granted to them. We further note that this information is not and should not be considered a recommendation to invest in this project.

Information about project owner

Company title
Company address
Bažavos k. 1, Bažavos k., Alytaus r.
Company code
302864719
VAT code
LT100007154915
The number of employees
31
Company turnover
2000001-3000000
Company established in
2012
Contact phone
37060231933
Company website

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