Commentaar FinoMark
Domivesta MB is a project-specific, newly established company that has not yet commenced operations, so the GoScore rating is F. In FinoMark’s assessment, given that the company was established specifically for this real estate project, the company's rating is set at C.
Projectbeschrijving
MB Domivesta is a newly established project company whose main activity is the purchase and sale of real estate. The company was created specifically to implement this project – to acquire, renovate, and sell residential real estate in order to generate added value. The project is being implemented by the sole member of the company, who also contributes her personal funds and assets to securing the transaction.
The company is currently undertaking an investment project—acquisition of a 2-room, approximately 50 sq. m. apartment in Prienai. The purchase price of the property is EUR 63,000. After acquiring the apartment, a major renovation is planned, with a preliminary budget of ~EUR 34,000; qualified workers and specialists will be hired for the renovation. After the refurbishment, the apartment will be sold.
Commitments to FinoMark investors will be fulfilled from the income generated by the sale of the renovated property—the loan will be repaid in a single payment at the end of the project, after the apartment is sold. Interest will be paid periodically according to the schedule.
Financing is required for the acquisition of the property and to fund the major renovation. The funds raised will enable efficient implementation of the “buy–renovate–sell” strategy, creating added value through improvements in the property's condition and market price.
The loan repayment is secured by two collaterals: a mortgage on the apartment being purchased in Prienai and a mortgage on the sole member’s personal real estate (a residential house with buildings).
The value of the apartment being purchased, according to the property valuation report by UAB Kovertas dated 2026-05-20, is EUR 65,300.
The value of the additional collateral—the personal residential house with land plot and buildings—according to the valuation report by UAB Latmas dated 2026-05-08, is EUR 131,000.
The total value of the collateral is EUR 196,500.
The financing LTV (calculated from the purchase price of the property and the value of the additional personal collateral) is around 50%, which ensures a conservative risk level for investors.
Doel van fondsenwerving
Voor investeringen in vastgoed
