FinoMark-Kommentar
Momentum 2, UAB is a newly established project company that does not yet conduct active operations, so according to the GoScore methodology, its company rating is F. According to FinoMark's assessment, given that the company was specifically established for the implementation of this operating self-storage company acquisition project, a company rating of C is assigned. The evaluation also took into account the financial condition and performance of the company being acquired, whose risk rating is A.
Beschreibung des Projekts
The financing is intended for the acquisition of 100 percent of the shares in an operating self-storage company.
The total transaction value is EUR 330,000, of which EUR 130,000 (about 39 percent) is financed with the buyer’s own funds, and the remaining part – with loan funds.
The company being acquired is engaged in self-storage activities. The company rents storage units of various sizes to individuals and businesses. Operations are carried out in leased premises where individual storage modules are installed.
It is important to note that the storage modules are movable assets and are accounted for as long-term tangible assets. Although the success of the business mainly depends on the chosen location and customer flow, the modular design adds flexibility – if market conditions change or the specific location is not profitable, the modules can be disassembled and relocated to a commercially more attractive area.
The company has implemented self-service administration and access control systems, allowing for efficient rental process management and remote customer service.
According to conducted analyses, the actual occupancy rate of storage units is expected to reach about 87% in 2026, and historically fluctuates between 85–90%. According to the company, even with relatively low advertising costs, a stable flow of new customer inquiries is maintained.
In 2025, the acquired company’s EBITDA was about EUR 46,000, with an EBITDA margin of about 19%. The company has demonstrated consistent revenue growth and controlled operating expenses.
The loan repayment schedule is planned as bullet type – during the loan period, only interest is paid, and the principal amount is repaid at maturity. Such a financing structure allows for maintaining a higher working capital reserve for the development, marketing, and further expansion of the acquired company.
Financing Needs
- Financing purpose – acquisition of 100% of the shares in an operating self-storage company.
- Total transaction value – EUR 330,000.
- Share of own funds – EUR 130,000 (about 39%).
- The remaining part of the transaction is financed by a loan.
Collateral
The following measures are planned to secure investors’ claims:
- first rank pledge of 100% of the shares of UAB “Momentum 2”;
- first rank pledge of 100% of the shares of the acquired company within 30 calendar days from loan disbursement;
- pledge of the acquired company’s long-term assets based on the balance sheet as of 2026-04-30;
- pledge of the acquired company’s asset complex based on the balance sheet as of 2026-04-30;
- suretyship by UAB “Liberto įmonė” for the performance of loan obligations.
It is also planned to subordinate all existing and future loans from shareholders and third parties in favor of the investors.
Risks
The main risk of the project is related to the performance of the acquired company and its ability to maintain the current occupancy rate of the storage units. Loan repayment will be made from the cash flows generated by the acquired company.
As the borrower is a project company, the project assessment is based on the acquired company’s performance and generated cash flows.
Additional risk is associated with potential market changes, increasing competition, or pricing changes after the change of shareholders, which could affect customer flow and company revenues.
Exit Strategy
The main alternatives for loan repayment are planned as follows:
- loan refinancing at another financial institution;
- sale of the company or its shares to a strategic or financial investor.
Zweck der Mittelbeschaffung
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